About Low Down Payment Loans
How does a Low Down Payment Mortgage Work?
Little to No Down
Bond Program Options
Gift Down Payments
Low Down Payment Options in Saint Charles, Illinois
Frequently Asked Questions
It may be possible, but it will depend on available bond programs in your area and your credit and financial circumstances. Contact one of our loan officers to discuss your specific circumstances.
Depending on your income, you might qualify for a state or local bond program that allows for down payment assistance in the form of grants or subordinate financing. Wondering what you could qualify for? Reach out to one of our loan experts for more information.
A credit score is an important part of your mortgage process, and a score of at least 580 is typically required to buy a home. However, there are certain cases where a lower score is applicable, it just depends on your individual circumstances. It's also important to keep in mind that more - and better - loan options and interest rates are available as your credit score increases.