Low Down Payment Loans - Jimmy Kinley - Highlands Ranch, CO

Jimmy Kinley
NMLS# 287498
Highlands Ranch, CO Loan Originator
Jimmy Kinley, Loan Officer in Highlands Ranch, CO
Jimmy Kinley
Go to Jimmy's PageJimmy Kinley, Loan Officer in Highlands Ranch, CO
640 Plaza Dr
Ste 140
Highlands Ranch, CO 80129
US
NMLS# 287498
Licensed to originate: CO, TN
Day of the WeekHours
Mon8:00 AM - 5:00 PM
Tue8:00 AM - 5:00 PM
Wed8:00 AM - 5:00 PM
Thu8:00 AM - 5:00 PM
Fri8:00 AM - 5:00 PM
SatClosed
SunClosed

About Low Down Payment Loans

A down payment is arguably one of the biggest obstacles to buying a home. So much so that some people feel homeownership is out of reach for them. Part of the problem is that many people still believe that mortgages require a large down payment. The traditional down payment for a mortgage is 20%. If interested in a home with a purchase price of $200,000, some buyers think they'll need a minimum down payment of $40,000. The good news is that mortgage programs today are much more lenient with regard to upfront cash, so it's possible to get a mortgage loan with far less down.
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How does a Low Down Payment Mortgage Work?

Little to No Down

Bond Program Options

Gift Down Payments

The amount you’ll need out-of-pocket with a low down payment mortgage varies depending on the program. If you take advantage of a conventional loan, you can purchase a property with as little as 3% to 5% down. The minimum down payment with an FHA home loan is 3.5%.

Low Down Payment Options in Highlands Ranch, Colorado

Our loan experts are highly knowledgeable and can provide additional information on low down payment options. Give us a call today if you have any questions about minimum credit scores, down payment assistance programs and zero down payment options. We can help you find a home loan that’s right for your situation.
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Frequently Asked Questions