FHA Loan - Jimmy Kinley - Highlands Ranch, CO

Jimmy Kinley
NMLS# 287498
Highlands Ranch, CO Loan Originator
Jimmy Kinley, Loan Officer in Highlands Ranch, CO
Jimmy Kinley
Go to Jimmy's PageJimmy Kinley, Loan Officer in Highlands Ranch, CO
640 Plaza Dr
Ste 140
Highlands Ranch, CO 80129
NMLS# 287498
Licensed to originate: CO, TN
Day of the WeekHours
Mon8:00 AM - 5:00 PM
Tue8:00 AM - 5:00 PM
Wed8:00 AM - 5:00 PM
Thu8:00 AM - 5:00 PM
Fri8:00 AM - 5:00 PM

About FHA Loans

An FHA (Federal Housing Administration) home loan is insured by the FHA and issued by an FHA-approved lender. Home buyers with smaller savings amounts and lower-than-average credit scores often use this type of mortgage to realize their home ownership goals. FHA loans are issued through an FHA-approved lender and guaranteed by the FHA. If you acquire an FHA loan, you’ll have to pay monthly mortgage insurance (MI). These MI premiums help protect lenders if FHA borrowers default on their loans.
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Advantages of an FHA Home Loan

Lower Credit Requirements

Low Down Payments

First-Time Buyer Friendly

If you’re looking for low closing costs, flexible credit requirements, and low down payment options, an FHA loan could be a great option for you. These benefits make FHA loans popular with first-time home buyers, but FHA loans are available to a wider variety of buyers. Ultimately, FHA loans are attractive to any buyers who are looking to finance their home with less cash out-of-pocket and may have lower credit scores.

FHA Home Loans in Highlands Ranch, Colorado

You don’t have to be a first-time home buyer to qualify for an FHA loan – this type of mortgage is available to buyers who are looking to take advantage of this program’s benefits. Home buyers who have a credit score over 580 and a maximum debt-to-income ratio of 43% may be eligible for this program. The buyer must also use the property as their primary residence.
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Frequently Asked Questions